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Government Charge Card

The Government Travel Charge Card Program provides DOD civilians and military personnel with a safe, effective, convenient, and commercially available method to pay for expenses associated with official travel.

Each GTCC is either an Individually Billed account (IBA) or a Centrally Billed Account (CBA.)


Individually Billed Account

For an IBA it is the responsibility of the individual account holder to pay the bill. This doesn't mean the card holder  pays for everything, just any remaining balance after government reimbursements are paid.

This is the most common type of GTCC.

here are two types of IBAs; standard and restricted.



Standard IBA

A standard IBA has these restrictions:

  • Minimum Credit Score of 660
  • Total credit limit (monthly cycle): $7500
  • Cash advance limit - $665
  • Split disbursement mandatory
  • Billing statement mailed to card holder's address


Restricted IBA

A restricted IBA has these restrictions:

  • Credit score from 500-659 required or credit check declined
  •  Total credit limit (monthly cycle): $4000
  • Cash advance limit - $365
  • Split disbursement mandatory
  • APC "Activation/Deactivation required"
  • Billing statements mailed to card holder's address


Centrally Billed Accounts

CBAs are used for the Department's specific needs and may be the method of payment for expenses incident to official travel, to include local travel.

Payment of CBAs is the responsibility of the government

There are two types of CBAs; Transportation Accounts and Unit Cards.


  • Limited use
  • Must be approved by the Component Program Manager
  • Credit limit consistent with mission
  • Government liability
  • Account Manager responsible for management and reconciliation


GTCC and PCSing

All branches authorize the use of the GTCC for PCS. The service member can speak with their comptroller for service specific information.

Only put reimbursable expenses on the GTCC.